/* ============================================
   ERG Finance – Professional MVP Website
   Modern, clean design with premium feel
   ============================================ */

/* ---------- CSS Variables ---------- */
:root {
  /* Primary Palette – Deep navy & warm gold */
  --navy-950: #0a1628;
  --navy-900: #0f1d32;
  --navy-800: #152642;
  --navy-700: #1c3254;
  --navy-600: #264068;
  --navy-500: #3a5a8c;
  --navy-400: #5a7fb3;
  --navy-300: #8aaad4;
  --navy-200: #b8d0eb;
  --navy-100: #dce8f5;
  --navy-50:  #eef3fa;

  --gold-600: #b8860b;
  --gold-500: #d4a017;
  --gold-400: #e8b828;
  --gold-300: #f0cc5b;
  --gold-200: #f7df94;
  --gold-100: #fdf3d7;

  --emerald-500: #10b981;
  --emerald-400: #34d399;

  /* Neutrals */
  --gray-950: #0b0f19;
  --gray-900: #111827;
  --gray-800: #1f2937;
  --gray-700: #374151;
  --gray-600: #4b5563;
  --gray-500: #6b7280;
  --gray-400: #9ca3af;
  --gray-300: #d1d5db;
  --gray-200: #e5e7eb;
  --gray-100: #f3f4f6;
  --gray-50:  #f9fafb;
  --white:    #ffffff;

  /* Gradients */
  --gradient-primary: linear-gradient(135deg, var(--gold-500), var(--gold-400), #f5c842);
  --gradient-dark: linear-gradient(180deg, var(--navy-950) 0%, var(--navy-900) 100%);
  --gradient-card: linear-gradient(145deg, rgba(255,255,255,0.05), rgba(255,255,255,0.02));
  --gradient-text: linear-gradient(135deg, var(--gold-400), var(--gold-300), #f5d060);

  /* Shadows */
  --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
  --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.1), 0 2px 4px -2px rgba(0,0,0,0.1);
  --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.1), 0 4px 6px -4px rgba(0,0,0,0.1);
  --shadow-xl: 0 20px 25px -5px rgba(0,0,0,0.1), 0 8px 10px -6px rgba(0,0,0,0.1);
  --shadow-glow: 0 0 40px rgba(212,160,23,0.15);
  --shadow-card: 0 8px 32px rgba(0,0,0,0.08);

  /* Typography */
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-display: 'Playfair Display', Georgia, 'Times New Roman', serif;

  /* Spacing */
  --section-py: 120px;
  --container-max: 1200px;
  --container-px: 24px;

  /* Transitions */
  --transition-fast: 150ms ease;
  --transition-base: 250ms ease;
  --transition-slow: 400ms cubic-bezier(0.16, 1, 0.3, 1);

  /* Border Radius */
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;
}

/* ---------- Reset & Base ---------- */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.7;
  color: var(--gray-700);
  background: var(--white);
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--container-px);
}

/* ---------- Typography ---------- */
h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  color: var(--navy-900);
  line-height: 1.2;
  font-weight: 700;
}

h1 { font-size: clamp(2.5rem, 5vw, 4rem); letter-spacing: -0.02em; }
h2 { font-size: clamp(2rem, 4vw, 3rem); letter-spacing: -0.01em; }
h3 { font-size: clamp(1.25rem, 2vw, 1.5rem); font-family: var(--font-sans); font-weight: 600; }
h4 { font-size: 1.125rem; font-family: var(--font-sans); font-weight: 600; }

.text-gradient {
  background: var(--gradient-text);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.section-tag {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold-500);
  margin-bottom: 16px;
  position: relative;
  padding-left: 28px;
}

.section-tag::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 20px;
  height: 2px;
  background: var(--gradient-primary);
  border-radius: 2px;
}

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 64px;
}

.section-header p {
  font-size: 1.125rem;
  color: var(--gray-500);
  margin-top: 16px;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 0.9375rem;
  border: none;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: all var(--transition-base);
  padding: 12px 28px;
  white-space: nowrap;
}

.btn-lg {
  padding: 16px 36px;
  font-size: 1rem;
}

.btn-primary {
  background: var(--gradient-primary);
  color: var(--navy-950);
  box-shadow: 0 4px 16px rgba(212,160,23,0.3);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(212,160,23,0.4);
}

.btn-primary:active {
  transform: translateY(0);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.25);
}

.btn-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.4);
}

.btn-ghost {
  background: rgba(255,255,255,0.08);
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.15);
}

.btn-ghost:hover {
  background: rgba(255,255,255,0.15);
}

.btn-full {
  width: 100%;
  justify-content: center;
}

/* ---------- Navbar ---------- */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 20px 0;
  transition: all var(--transition-base);
}

.navbar.scrolled {
  background: rgba(15, 29, 50, 0.95);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  padding: 12px 0;
  box-shadow: 0 4px 30px rgba(0,0,0,0.15);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
}

.logo-icon {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.5rem;
  background: var(--gradient-primary);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  letter-spacing: -0.02em;
}

.logo-text {
  font-family: var(--font-sans);
  font-weight: 300;
  font-size: 1.5rem;
  color: var(--white);
  letter-spacing: 0.02em;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-links a {
  font-size: 0.9375rem;
  font-weight: 500;
  color: rgba(255,255,255,0.75);
  padding: 8px 16px;
  border-radius: var(--radius-full);
  transition: all var(--transition-fast);
}

.nav-links a:hover {
  color: var(--white);
  background: rgba(255,255,255,0.08);
}

.nav-cta {
  background: var(--gradient-primary) !important;
  color: var(--navy-950) !important;
  font-weight: 600 !important;
  padding: 10px 24px !important;
  box-shadow: 0 2px 12px rgba(212,160,23,0.25);
}

.nav-cta:hover {
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(212,160,23,0.35) !important;
  background: var(--gradient-primary) !important;
}

/* Mobile Nav Toggle */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
  z-index: 1001;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all var(--transition-base);
}

.nav-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.nav-toggle.active span:nth-child(2) {
  opacity: 0;
}

.nav-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* ---------- Hero Section ---------- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--gradient-dark);
  overflow: hidden;
  padding: 120px 0 80px;
}

.hero-bg-shapes {
  position: absolute;
  inset: 0;
  overflow: hidden;
  pointer-events: none;
}

.shape {
  position: absolute;
  border-radius: 50%;
  filter: blur(100px);
  opacity: 0.15;
}

.shape-1 {
  width: 600px;
  height: 600px;
  background: var(--gold-500);
  top: -200px;
  right: -100px;
}

.shape-2 {
  width: 400px;
  height: 400px;
  background: var(--navy-500);
  bottom: -100px;
  left: -100px;
}

.shape-3 {
  width: 300px;
  height: 300px;
  background: var(--emerald-500);
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  opacity: 0.06;
}

.hero-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 2;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-full);
  padding: 8px 20px;
  font-size: 0.8125rem;
  font-weight: 500;
  color: rgba(255,255,255,0.8);
  margin-bottom: 28px;
}

.badge-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--emerald-400);
  box-shadow: 0 0 8px var(--emerald-400);
  animation: pulse-dot 2s ease infinite;
}

@keyframes pulse-dot {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.4; }
}

.hero h1 {
  color: var(--white);
  margin-bottom: 24px;
}

.hero-subtitle {
  font-size: 1.125rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.8;
  max-width: 520px;
  margin-bottom: 40px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 56px;
}

.hero-stats {
  display: flex;
  align-items: center;
  gap: 32px;
}

.stat {
  display: flex;
  flex-direction: column;
}

.stat-number {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
}

.stat-plus {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--gold-400);
}

.stat-label {
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.5);
  font-weight: 500;
  margin-top: 4px;
}

.stat-divider {
  width: 1px;
  height: 40px;
  background: rgba(255,255,255,0.1);
}

/* Hero Visual – Card Stack */
.hero-visual {
  position: relative;
}

.hero-card-stack {
  position: relative;
  padding: 20px;
}

.hero-card {
  display: flex;
  align-items: center;
  gap: 16px;
  background: rgba(255,255,255,0.06);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: 20px 24px;
  margin-bottom: 16px;
  transition: all var(--transition-slow);
}

.hero-card:hover {
  background: rgba(255,255,255,0.1);
  transform: translateX(8px);
  border-color: rgba(212,160,23,0.3);
}

.card-icon {
  font-size: 2rem;
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255,255,255,0.05);
  border-radius: var(--radius-md);
  flex-shrink: 0;
}

.card-info {
  flex: 1;
  display: flex;
  flex-direction: column;
}

.card-label {
  font-weight: 600;
  color: var(--white);
  font-size: 1rem;
}

.card-rate {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.5);
  margin-top: 2px;
}

.card-status {
  font-size: 0.75rem;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  background: rgba(255,255,255,0.08);
  color: rgba(255,255,255,0.6);
  white-space: nowrap;
}

.card-status.approved {
  background: rgba(16,185,129,0.15);
  color: var(--emerald-400);
}

.card-1 {
  animation: float-card 6s ease-in-out infinite;
}

.card-2 {
  animation: float-card 6s ease-in-out infinite 1s;
  margin-left: 24px;
}

.card-3 {
  animation: float-card 6s ease-in-out infinite 2s;
  margin-left: 48px;
}

@keyframes float-card {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

/* Hero Scroll Indicator */
.hero-scroll-indicator {
  position: absolute;
  bottom: 40px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 2;
}

.hero-scroll-indicator a {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.4);
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.05em;
  transition: color var(--transition-base);
}

.hero-scroll-indicator a:hover {
  color: rgba(255,255,255,0.7);
}

.scroll-arrow {
  animation: bounce-arrow 2s ease infinite;
}

@keyframes bounce-arrow {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(6px); }
}

/* ---------- Trust Bar ---------- */
.trust-bar {
  background: var(--navy-950);
  border-top: 1px solid rgba(255,255,255,0.05);
  border-bottom: 1px solid rgba(255,255,255,0.05);
  padding: 24px 0;
}

.trust-items {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 40px;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.875rem;
  font-weight: 500;
  color: rgba(255,255,255,0.5);
}

.trust-item svg {
  stroke: var(--gold-400);
  flex-shrink: 0;
  width: 20px;
  height: 20px;
}

/* ---------- Services Section ---------- */
.services {
  padding: var(--section-py) 0;
  background: var(--gray-50);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.service-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 40px 32px;
  border: 1px solid var(--gray-200);
  transition: all var(--transition-slow);
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gradient-primary);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition-slow);
}

.service-card:hover {
  border-color: transparent;
  box-shadow: var(--shadow-card);
  transform: translateY(-4px);
}

.service-card:hover::before {
  transform: scaleX(1);
}

.service-icon-wrap {
  width: 64px;
  height: 64px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
}

.service-icon-wrap.home-loans {
  background: rgba(212,160,23,0.1);
  color: var(--gold-500);
}

.service-icon-wrap.home-loans svg { stroke: var(--gold-500); }

.service-icon-wrap.business-loans {
  background: rgba(59,130,246,0.1);
  color: #3b82f6;
}

.service-icon-wrap.business-loans svg { stroke: #3b82f6; }

.service-icon-wrap.commercial-loans {
  background: rgba(16,185,129,0.1);
  color: var(--emerald-500);
}

.service-icon-wrap.commercial-loans svg { stroke: var(--emerald-500); }

.service-icon-wrap.other-loans {
  background: rgba(139,92,246,0.1);
  color: #8b5cf6;
}

.service-icon-wrap.other-loans svg { stroke: #8b5cf6; }

.service-card h3 {
  margin-bottom: 12px;
  color: var(--navy-900);
}

.service-card p {
  color: var(--gray-500);
  font-size: 0.9375rem;
  margin-bottom: 20px;
}

.service-features {
  margin-bottom: 24px;
}

.service-features li {
  font-size: 0.875rem;
  color: var(--gray-600);
  padding: 6px 0;
  padding-left: 20px;
  position: relative;
}

.service-features li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold-400);
}

.service-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gold-600);
  transition: gap var(--transition-base);
}

.service-link:hover {
  gap: 10px;
  color: var(--gold-500);
}

/* ---------- Why Choose Us ---------- */
.why-us {
  padding: var(--section-py) 0;
  background: var(--white);
}

.why-us-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.why-us-intro {
  font-size: 1.125rem;
  color: var(--gray-500);
  margin-top: 16px;
  margin-bottom: 40px;
}

.features-list {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.feature-item {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}

.feature-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: var(--navy-50);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.feature-icon svg {
  stroke: var(--navy-600);
  width: 22px;
  height: 22px;
}

.feature-item h4 {
  margin-bottom: 4px;
  color: var(--navy-900);
}

.feature-item p {
  font-size: 0.9375rem;
  color: var(--gray-500);
  line-height: 1.6;
}

/* Why Us Visual Card */
.visual-card {
  background: var(--navy-900);
  border-radius: var(--radius-xl);
  padding: 32px;
  box-shadow: 0 32px 64px rgba(10,22,40,0.3);
}

.visual-card-header {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.875rem;
  font-weight: 600;
  color: rgba(255,255,255,0.6);
  margin-bottom: 28px;
  padding-bottom: 20px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.visual-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
}

.visual-dot.green {
  background: var(--emerald-400);
  box-shadow: 0 0 8px var(--emerald-400);
}

.journey-steps {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.journey-step {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px 20px;
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
}

.journey-step:hover {
  background: rgba(255,255,255,0.04);
}

.journey-step.active {
  opacity: 0.7;
}

.journey-step.current {
  background: rgba(212,160,23,0.1);
  border: 1px solid rgba(212,160,23,0.2);
}

.step-number {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--gold-400);
  width: 32px;
  flex-shrink: 0;
}

.step-info {
  flex: 1;
  display: flex;
  flex-direction: column;
}

.step-title {
  font-weight: 600;
  color: var(--white);
  font-size: 0.9375rem;
}

.step-desc {
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.4);
  margin-top: 2px;
}

.step-check {
  color: var(--emerald-400);
  font-weight: 600;
  font-size: 0.875rem;
}

.step-status {
  font-size: 0.75rem;
  font-weight: 600;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  background: rgba(212,160,23,0.15);
  color: var(--gold-300);
}

/* ---------- Process Section ---------- */
.process {
  padding: var(--section-py) 0;
  background: var(--gray-50);
}

.process-grid {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
}

.process-step {
  flex: 1;
  text-align: center;
  padding: 40px 24px;
  max-width: 280px;
}

.process-number {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 800;
  background: var(--gradient-text);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  margin-bottom: 16px;
  line-height: 1;
}

.process-step h3 {
  margin-bottom: 12px;
  color: var(--navy-900);
}

.process-step p {
  font-size: 0.9375rem;
  color: var(--gray-500);
}

.process-connector {
  display: flex;
  align-items: center;
  padding-top: 56px;
  flex-shrink: 0;
}

.process-connector svg {
  stroke: var(--gray-400);
}

/* ---------- Testimonials ---------- */
.testimonials {
  padding: var(--section-py) 0;
  background: var(--white);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.testimonial-card {
  background: var(--gray-50);
  border-radius: var(--radius-xl);
  padding: 40px 32px;
  border: 1px solid var(--gray-200);
  transition: all var(--transition-slow);
}

.testimonial-card:hover {
  box-shadow: var(--shadow-card);
  transform: translateY(-4px);
}

.testimonial-card.featured {
  background: var(--navy-900);
  border-color: transparent;
}

.testimonial-card.featured .testimonial-stars {
  color: var(--gold-400);
}

.testimonial-card.featured blockquote {
  color: rgba(255,255,255,0.8);
}

.testimonial-card.featured .author-name {
  color: var(--white);
}

.testimonial-card.featured .author-role {
  color: rgba(255,255,255,0.5);
}

.testimonial-card.featured .author-avatar {
  background: rgba(212,160,23,0.2);
  color: var(--gold-400);
}

.testimonial-stars {
  color: var(--gold-500);
  font-size: 1.125rem;
  letter-spacing: 2px;
  margin-bottom: 20px;
}

.testimonial-card blockquote {
  font-size: 1rem;
  line-height: 1.8;
  color: var(--gray-600);
  margin-bottom: 28px;
  font-style: normal;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
}

.author-avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--navy-100);
  color: var(--navy-600);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.875rem;
}

.author-info {
  display: flex;
  flex-direction: column;
}

.author-name {
  font-weight: 600;
  color: var(--navy-900);
  font-size: 0.9375rem;
}

.author-role {
  font-size: 0.8125rem;
  color: var(--gray-500);
}

/* ---------- CTA Section ---------- */
.cta-section {
  padding: 80px 0;
  background: var(--navy-950);
}

.cta-card {
  background: linear-gradient(135deg, var(--navy-800), var(--navy-700));
  border-radius: var(--radius-xl);
  padding: 80px 64px;
  text-align: center;
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(255,255,255,0.05);
}

.cta-card::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(212,160,23,0.15), transparent 70%);
  border-radius: 50%;
}

.cta-card::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -100px;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(16,185,129,0.08), transparent 70%);
  border-radius: 50%;
}

.cta-content {
  position: relative;
  z-index: 1;
}

.cta-content h2 {
  color: var(--white);
  margin-bottom: 16px;
}

.cta-content p {
  font-size: 1.125rem;
  color: rgba(255,255,255,0.6);
  max-width: 560px;
  margin: 0 auto 36px;
}

.cta-actions {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ---------- Contact Section ---------- */
.contact {
  padding: var(--section-py) 0;
  background: var(--gray-50);
}

.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
}

.contact-info h2 {
  margin-bottom: 16px;
}

.contact-info > p {
  color: var(--gray-500);
  font-size: 1.0625rem;
  margin-bottom: 40px;
}

.contact-methods {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 32px;
}

.contact-method {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px 20px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
}

.contact-method:hover {
  border-color: var(--gold-300);
  box-shadow: var(--shadow-sm);
}

.contact-method-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  background: var(--navy-50);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-method-icon svg {
  stroke: var(--navy-600);
  width: 20px;
  height: 20px;
}

.contact-method-icon.whatsapp {
  background: rgba(37,211,102,0.1);
}

.contact-method-icon.whatsapp svg {
  fill: #25d366;
  stroke: none;
  width: 22px;
  height: 22px;
}

.method-label {
  font-size: 0.8125rem;
  color: var(--gray-500);
  display: block;
}

.method-value {
  font-weight: 600;
  color: var(--navy-900);
  font-size: 0.9375rem;
  display: block;
}

.social-links {
  display: flex;
  gap: 12px;
}

.social-links a {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy-50);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy-600);
  transition: all var(--transition-base);
}

.social-links a:hover {
  background: var(--navy-900);
  color: var(--white);
}

/* Contact Form */
.contact-form-wrap {
  position: relative;
}

.contact-form {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 48px 40px;
  border: 1px solid var(--gray-200);
  box-shadow: var(--shadow-card);
}

.contact-form h3 {
  margin-bottom: 28px;
  color: var(--navy-900);
  font-size: 1.375rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--gray-700);
  margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--gray-300);
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-size: 0.9375rem;
  color: var(--gray-800);
  background: var(--white);
  transition: all var(--transition-fast);
  outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold-400);
  box-shadow: 0 0 0 3px rgba(212,160,23,0.1);
}

.form-group input::placeholder,
.form-group textarea::placeholder {
  color: var(--gray-400);
}

.form-group select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%236b7280' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 40px;
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

.form-disclaimer {
  font-size: 0.8125rem;
  color: var(--gray-400);
  text-align: center;
  margin-top: 16px;
}

/* ---------- Footer ---------- */
.footer {
  background: var(--navy-950);
  padding: 80px 0 40px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand p {
  color: rgba(255,255,255,0.45);
  font-size: 0.9375rem;
  margin-top: 16px;
  max-width: 280px;
  line-height: 1.7;
}

.footer-social {
  display: flex;
  gap: 10px;
  margin-top: 24px;
}

.footer-social a {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.4);
  transition: all var(--transition-base);
}

.footer-social a:hover {
  background: rgba(212,160,23,0.2);
  color: var(--gold-400);
}

.footer-links-group h4 {
  color: var(--white);
  font-family: var(--font-sans);
  font-size: 0.875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 20px;
}

.footer-links-group ul li {
  margin-bottom: 12px;
}

.footer-links-group ul li a,
.footer-links-group ul li {
  font-size: 0.9375rem;
  color: rgba(255,255,255,0.4);
  transition: color var(--transition-fast);
}

.footer-links-group ul li a:hover {
  color: var(--gold-400);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 32px;
}

.footer-bottom p {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.3);
}

.footer-legal {
  display: flex;
  gap: 24px;
}

.footer-legal a {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.3);
  transition: color var(--transition-fast);
}

.footer-legal a:hover {
  color: rgba(255,255,255,0.6);
}

/* ---------- Animations ---------- */
[data-animate] {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s cubic-bezier(0.16, 1, 0.3, 1),
              transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

[data-animate="fade-left"] {
  transform: translateX(40px);
}

[data-animate].animated {
  opacity: 1;
  transform: translateY(0) translateX(0);
}

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  :root {
    --section-py: 80px;
  }

  .hero-container {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .hero-visual {
    display: none;
  }

  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .why-us-layout {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .process-connector {
    display: none;
  }

  .process-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }

  .testimonials-grid {
    grid-template-columns: 1fr;
    max-width: 600px;
    margin: 0 auto;
  }

  .contact-layout {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 40px;
  }
}

@media (max-width: 768px) {
  :root {
    --section-py: 64px;
    --container-px: 20px;
  }

  .nav-toggle {
    display: flex;
  }

  .nav-links {
    position: fixed;
    top: 0;
    right: -100%;
    width: 280px;
    height: 100vh;
    background: var(--navy-900);
    flex-direction: column;
    align-items: stretch;
    padding: 80px 24px 32px;
    gap: 4px;
    transition: right var(--transition-slow);
    box-shadow: -10px 0 40px rgba(0,0,0,0.3);
  }

  .nav-links.active {
    right: 0;
  }

  .nav-links a {
    padding: 12px 16px;
    font-size: 1rem;
    border-radius: var(--radius-sm);
  }

  .nav-cta {
    text-align: center;
    margin-top: 12px;
  }

  .hero {
    min-height: auto;
    padding: 120px 0 64px;
  }

  .hero h1 {
    font-size: 2.25rem;
  }

  .hero-stats {
    gap: 20px;
  }

  .stat-number {
    font-size: 1.5rem;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .process-grid {
    grid-template-columns: 1fr;
  }

  .process-step {
    padding: 24px;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .contact-form {
    padding: 32px 24px;
  }

  .cta-card {
    padding: 48px 24px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 16px;
    text-align: center;
  }

  .footer-legal {
    flex-wrap: wrap;
    justify-content: center;
    gap: 16px;
  }

  .hero-scroll-indicator {
    display: none;
  }
}

@media (max-width: 480px) {
  .hero-actions {
    flex-direction: column;
  }

  .hero-actions .btn {
    justify-content: center;
  }

  .hero-stats {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
  }

  .stat-divider {
    display: none;
  }

  .cta-actions {
    flex-direction: column;
  }

  .cta-actions .btn {
    justify-content: center;
  }
}